Checking, savings, crypto, real estate, invoices, receipts, everything passes through your key alone. We only ever see cryptographic noise.
Two distinct keys: a password to sign in to your account (stored on our side as a one-way bcrypt hash), and a passphrase that encrypts your data and never leaves your device. If our servers were breached, an attacker only gets cryptographic noise, nothing readable to steal.
Multi-currency, crypto, real-estate net worth, B2B folders, family vault. One vault, distinct profiles. CSV / OFX / PDF imports, you stay in control.
Envelope budgets, 12-month forecast, loan simulations, future events. Everything computed locally. Multi-device sync is optional, anonymous, end-to-end encrypted.
Download, pick a passphrase, your vault is live. No KYC, no bank to link, no waiting list. Your money stays yours.
The vault is physically stored on your device, tamper-proof.
Vault-Budget doesn't just show a balance. It gives you the accounting truth, your bank's snapshot, and the future, all at once, on every account.
Cleared, actual, forecast: three balances recomputed on every transaction. No more end-of-month surprises.
Scan your tickets, import your invoices. Everything is OCR'd locally then encrypted in your vault. Nothing leaves your device.
Checking, savings, crypto, real estate, B2B. 31 currencies, automatic conversions, live valuation.
Envelope budgets, 12-month forecast, loan simulations, panic mode. Everything works offline, and multi-device sync is optional, anonymous and encrypted.
Every line of Vault-Budget code starts from one principle: your financial data is none of our business. Six technical guarantees prove it.
Your data is encrypted on-device before anything else. Our servers only ever see cryptographic noise, keys, labels, amounts, all of it.
The app runs without a connection. Multi-device sync is optional, end-to-end encrypted, anonymous, our servers only see cryptographic noise. Available from Vault+.
Portable .vault-budget export anytime. No lock-in. You leave, you take everything, receipts included.
Panic mode with a decoy passphrase: opens an empty vault under duress, without revealing the real one exists.
Idle, sleep, tab close, the vault locks itself. WebAuthn or PIN to reopen, never a stored password.
No Google Analytics, no ad cookies, no Facebook pixel. Our only metrics are anonymous and opt-in.
Vault-Budget adapts to your situation, personal or pro, solo or family, freelancer or multi-business.
Start for free. Upgrade to Vault+ or Vault+ pro when you need more power.
Everything you need to manage a personal budget securely.
/ forever
For those who want to sync across devices, manage receipts, and export cleanly.
For freelancers and those who want total control.
Single annual payment, no surprise renewal.